John's goal in life is to be a millionaire. He has $6,980 in a saving account and figure he is likely to earn an 18% rate of return every year. How many years does it take for John to have his first $1,000,000?(Round your answer up to the nearest whole number.)

2.If John consistently makes $1200 deposit into his saving account every year, how many years would it take for John to have his first $1,000,000?