Jolene is a recent college graduate. She needs some help paying for bills before her salary can catch up and would like to have the flexibility of some extra funds in case of emergencies. She does not have any prior experience with credit aside from a department-store credit card, which she uses and pays off each month. Which of the following options is most appropriate for her? Select answer from the options below Payday loan. One-year unsecured installment loan. Three-year secured installment loan. Credit card