Jon Fulkerson, a credit analyst at the True Credit bank, has received a credit application from Seether, LLC, a private company. An abbreviated portion of the financial information provided by the company is shown below: Total assets $83,000 EBIT 9,900 Net working capital 6,200 Book value of equity 38,000 Accumulated retained earnings 18,000 Total liabilities 77,000 What is the Z-score for this company? (Do not round intermediate calculations and round your answer to 3 decimal places, e.g., 32.161.