Jos and Rosa are looking for a home. Their combined gross annual income is $72,000.The best mortgage rate offered by their bank is 3.02 percent 5-year fixed rate compounded semi-annually with a 20-year amortization. The annual property taxes are estimated at $1920,

and the annual heating costs are$2280. Their personal debt consumption is $800 a month. The bank's guideline for TDSR is 40 percent. Based on this information, what is the maximum monthly mortgage payment they could afford?

A.$1362.58

B.$1983.33

C.$1250.00

D.$1417.54