Jose has a standard Personal Auto Policy that provides the following coverages: Part A: Liability Coverage: $100,000/$300,000/$50,000; Part B: Medical Payments coverage: $5000 per person; Part C: Uninsured Motorists Coverage: $100,000/$300,000 (BI); Part D: Collision Coverage with a $250 deductible; Part D: Other-Than-Collision Coverage with a $100 deductible. Note: Temporary transportation expenses are covered for collision and other-than-collision losses. Use the above information to determine whether or not each of the following losses would be covered. Specify why each loss is or is not covered. For losses that are covered, indicate the amount that would be paid by the insurer and specify which coverage pays the losses.

1. Jose has specifically told his daughter's boyfriend that he is not to drive Jose's car. Despite this, the boyfriend borrows the car one day without Jose's permission. The boyfriend negligently injures someone while driving the car and is sued for $20,000.

2. Jose lends his car to his friend Stephanie. While driving Jose's car, Stephanie negligently injures another motorist, who sues Stephanie for $150,000.

3. While driving a car borrowed with permission from a friend, Jose's wife negligently causes an accident. Damages to the friend's car are $2,000 and damages to the other car are $7,000.