Jose has a standard Personal Auto Policy that provides the following coverages:

Part A: Liability Coverage: $100,000/$300,000/$50,000;

Part B: Medical Payments coverage: $5000 per person;

Part C: Uninsured Motorists Coverage: $100,000/$300,000 (BI);

Part D: Collision Coverage with a $250 deductible;

Part D: Other-Than-Collision Coverage with a $100 deductible.

Note: Temporary transportation expenses are covered for collision and other-than-collision losses.

Use the above information to determine whether or not each of the following losses would be covered. Specify why each loss is or is not covered. For losses that are covered, indicate the amount that would be paid by the insurer and specify which coveragepays the losses.

1. Jose's brother who lives with him falls asleep at the wheel of Jose's car and runs over a woman crossing the road. The woman is killed, and her family sues for $100,000.
2. Jose brings his car to a service station for some engine work. While road-testing the car, the mechanic negligently hits another car. Damage to the other car is $5,000, while damage to Jose's car is $2,000.