1. Jose writes Dina a check for $500, drawn on Joses account at Employees Credit Union. Seven months later, Dina presents the check for payment. The credit union pays the check in good faith without consulting Jose. The credit union

   	a.	can charge Joses account for $500.
   	b.	is liable for breach of its contract with Jose.
   	c.	cannot charge Joses account for any amount.
   	d.	can charge Joses account for the first $50 only.