Josean is planning for his retirement, which he understands will be in 12 1/2 years. He would like to retire with at least $400,000 of goal at that time. He has already accumulated $75,000, which he has just deposited at an interest rate of 12% per year, compounded quarterly. How much will you have to invest at the end of each period to achieve your retirement, if you assume the annual interest rate of 5% per year, computed semi- annually on the rest to achieve your goal