Joseph is a triend of yours. He has plenty of money but little fnancial sense. He received a gitt of $20,000 for his recent graduaton and is looking for a bank in which to deposit the funds. Partner Savings Bank offers an account with an annual interest rate of 3.25% compounded semiannualy, while Solwym's offers an account with a 3.00% annual interest rate compouinded continuously. Calculate the value of the two accounts at the end of one yea, and recommend to Joseph which account he should choose. The future value, FVf, of the $20,000 depost with the Parthers' Savings Bank is t (Round to the nearest cont)