Jose's bank foreclosed on his office building when he stopped making payments on his nonrecourse loan. The loan was secured by the building when he purchased it three years ago for $$650,000.$ Jose's Form $1099-$A indicated that the debt at the time of foreclosure was $$620,000$ and the fair market value $($FMV$)$ of the building was $$660,000.$

If the building is sold for the FMV$,$ how much of Jose's personal assets can the bank attempt to collect to satisfy a deficiency judgment?

$$0$

$$10,000$

$$30,000$

$$40,000$