1. Josh, a single father, owns a home where he lives with his two children, Lisa, age three, and Mia, age eleven. Josh has an ISO DP-3 policy on the home. On May 25, a fire caused extensive smoke damage to the interior of the house and its furnishings; Joshs DP-3 covered the damage. While the home was being repaired, Josh rented an apartment for his family to stay in for $1,200 a month. Because Mia was to spend the entire month of July at camp, Josh enrolled Lisa in a daycare center located near the apartment. Although the house became habitable July 15, Josh and Lisa remained in the apartment until Mia returned on August 1. Explain how Joshs insurer would handle their additional living expenses for that period. (2 points)