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Josh earns $80,000 of taxable income. He also has $15,000 in interest income from city of Boston bonds. His wife, Mary, earns $50,000 of taxable

Josh earns $80,000 of taxable income. He also has $15,000 in interest income from city of Boston bonds. His wife, Mary, earns $50,000 of taxable income. If Josh and his wife file married filing jointly in 2019, What is their effective tax rate for 2019 (rounded)? (Use tax rate schedule.)

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