Joshua and Isabelle are common-law partners. Isabelle owns a cottage and she wants to leave it to their adult son after both her and Joshua pass away. Because the value of the cottage has increased over the years, the couple wants to use life insurance to leave enough money to cover the taxes due on the capital gain resulting from the deemed disposition of the cottage. Which of the following insurance policies would be best suited to cover the capital gains tax? cGNlemFaZkICa3|EUDVxdEh0bFp4Zz09 @ a. O Joint first-to-die whole life policy b. Joint last-to-die whole life policy c. O Whole lifepolicy on Isabelle's life d. Whole life policy on Joshua's life