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Joys health insurance includes a 20-80 coinsurance provision, after a $250 deductible is satisfied. Joy needed medical attention and the covered medical expenses totaled $25,250.

Joys health insurance includes a 20-80 coinsurance provision, after a $250 deductible is satisfied. Joy needed medical attention and the covered medical expenses totaled $25,250. How will this claim be settled? What if there is also a stop-loss limit of $5,000?

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