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Juanita works as a flight attendant for a large airline. Her job provides her the opportunity to fly all over the world; and when she

Juanita works as a flight attendant for a large airline. Her job provides her the opportunity to fly all over the world; and when she has long flights, she stays in the destination city for a few days before returning. The airline pays her $33,600 per year, and she works part time as a server at a local restaurant. For her part-time job, she makes about $1,000 per month in salary and another $1,000 a month in tips, which she always claims on her income tax form. Juanita shares an apartment with a friend, and her half of the rent is $850 per month, which includes heating and internet. She is also required to pay her half of the electricity bill, which costs her $50 per month.
Juanita has always wanted a car. Since her apartment comes with free parking, she has decided that she would like to get one now. Her credit history is excellent, and she has saved $2,000 for a down payment on the car. She is looking at a used vehicle that costs $12,000, so she would like to borrow $10,000 from Everyday Bank. You have worked out the payment for her: for a 4-year term at a rate of 7%, the monthly payment would be $240. Juanita has the following credit cards and other monthly payments:
(a) Canada Student Loan with a balance of $5,862 and monthly payments of $157
(b) Monthly cell phone data plan charge of $86
(c) Everyday Bank MasterCard with a limit of $5,000 and a balance owing of $3,029
(d) Royal Bank Visa Credit Card with a limit of $3,500 and a balance owing of $2,916
(e) Local Fitness Club Membership monthly fee of $44
(f) Monthly charitable contribution to the local pet shelter of $25
Calculate Juanitas TDSR.

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