Jules and Vern have been promised $13,000 in 5 years. If interest rates are 6.25%, what would their promised $13,000 be worth today? Select one: a. Less than $9,500 b. Between $9,500 and $10,000 c. Between $10,000 and $10,500 d. Between $10,500 and $11,000 e. Greater than $11,000