Julia sold her businessfor $550,000 today which she then invests in the following: 25% in Stock, for which she receives a 4% dividend each year (so, 4% of the total value of her stock holdings she receives as income) 35% in Bonds, for which she receives a 6% annual coupon payment (every six months - or 3% every six months) 20% in Davis Healthcare Group, which pays out $10,000 in Year 1, growing 4% each year 20% in a Rio Rancho Capybara Farm, which pays out $40,000 in Year 10. Over the next 15 years, calculate the NPV and IRR of the combined projects.