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Juliana purchases a 3.5-year increasing annuity-immediate for X. She will receive payments monthly: her first payment is 7 and each following payments is 4 more

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Juliana purchases a 3.5-year increasing annuity-immediate for X. She will receive payments monthly: her first payment is 7 and each following payments is 4 more than the previous payment. If the annual effective interest rate is 4.5%, find X

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