Julie is a single mother raising her 12-year-old daughter on her own. The monthly family expenses (rent, car, food, clothing, etc.) that she has to pay are $2,500. Julle is a member of her employer's group Insurance plan; it offers long-term disability insurance that takes effect after a 16-week waiting period, covering 60% of her $50,000 salary. The disability benefit paid by the plan is taxable. Julie asks her insurance agent whether her current coverage would be sufficient in the event of an extended period of disability. What should the agent tell her? a) That her coverage is sufficient, because Employment Insurance will pay for 16 weeks, after which the group plan will pay her sufficient benefits. Ob) That her coverage is sufficient, because Julie will receive enough money every month to pay her family expenses. c) That her coverage is insufficient, because given that the plan benefits are taxable, Julie will not have enough money coming in every month to pay all her family expenses. d) That her coverage is insufficient, because the waiting period is too long