Julie was suffering from a viral infection that caused her to miss work for $90$ days. During the first $30$ days of her absence$,$ she received her

regular salary of $$8,000$ from her employer. For the next $60$ days, she received $$12,000$ under an aceident and health insuramce poliey purchased

by her employer. The premiums on the health insurance policy were excluded from her gross income. During the last $30$ days, Jullie received

$$6,000$ on an income replacement policy she had purchased. Of the $$26,000$ she received, Julie must include in gross ineomez

$$6,000.$

$$8,000.$

$$14,000.$

$$20,000.$