Jun-seo owes $20,000 in unsecured claims to 15 different creditors, and he has generally not been paying debts that are due. Two of Jun-seo's creditors want to force him into bankruptcy by filing an involuntary petition; the other creditors do not agree. Which of the following statements is correct about this situation?

An involuntary petition cannot be filed because Jun-seo is not that deeply in debt.

An involuntary petition cannot be filed because not enough creditors want to force Jun-seo into bankruptcy.

An involuntary petition can be filed because Jun-seo is not making his payments in a timely way.

An involuntary petition can be filed because any one of Jun-seo's creditors can force him into bankruptcy.