Just need answers please Insurance and Risk Management

Eric's property was damaged in an accident. He phoned his agent to see if the loss was covered under his property insurance policy. The agent said, As long as the cause of loss is not specifically excluded in the policy, the loss is covered. Based on the agent's answer, what type of insuring agreement appears in the policy? O All-risks coverage O Named-perils coverage O Extended-perils coverage Unconditional coverage Lisa has three fire insurance policies on her office building. The policy from company A is for $400,000, and the policies from companies B and C are for $100,000 each. If Lisa has a $360,000 loss, how much of the loss will be covered by each policy if the loss is settled on a pro rata basis by the insurers? O Policy A: $160,000; policies B and C: $100,000 each O Policy A: $360,000; policies B and C: nothing O Policy A: $240,000; policies B and C: $60,000 each Each policy: $120,000 Eric's property was damaged in an accident. He phoned his agent to see if the loss was covered under his property insurance policy. The agent said, As long as the cause of loss is not specifically excluded in the policy, the loss is covered. Based on the agent's answer, what type of insuring agreement appears in the policy? O All-risks coverage O Named-perils coverage O Extended-perils coverage Unconditional coverage Lisa has three fire insurance policies on her office building. The policy from company A is for $400,000, and the policies from companies B and C are for $100,000 each. If Lisa has a $360,000 loss, how much of the loss will be covered by each policy if the loss is settled on a pro rata basis by the insurers? O Policy A: $160,000; policies B and C: $100,000 each O Policy A: $360,000; policies B and C: nothing O Policy A: $240,000; policies B and C: $60,000 each Each policy: $120,000