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Just need help finding the formulas to use for it. Thanks is the annual rate of return? A woman went to the Beneficial Loan Company

image text in transcribedJust need help finding the formulas to use for it. Thanks
is the annual rate of return? A woman went to the Beneficial Loan Company an borrowed $10,000. She must pay $323.53 at the end of each month for the next 60 months. What is the 7- monthly interest rate she is paying? What effective annual interest rate is she paying? 7-5 th 3000 down

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