Justin Lowery is buying a condominium that sells for $140,000. The bank is requiring a minimum down payment of 10%. To obtain a 20-year mortgage at 8.5% interest, Justin must pay 3 point(s) at the time of closing. (a) Determine the amount required for the down payment: $ (b) Determine the amount of the mortgage: $ (c) What is the cost of the 3 points on the mortgage? $ (d) Determine the monthly payment for principal and interest. $