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Justine Goudreau withdrew $15,000 from her spousal RRIF when the minimum required withdrawal was $9,000. The funds had not yet been in the plan for

Justine Goudreau withdrew $15,000 from her spousal RRIF when the minimum required withdrawal was $9,000. The funds had not yet been in the plan for 2 full years - the last contribution was made the year before her withdrawal. which of following statements is True?
John, her husband, will pay tax on $15,000 Justine will pay tax on $6,000
Justine will receive $12,500
Justine will receive $14,300

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