K Assume you want to retire early at age 54. You plan to save using one of the following two strategies: (1) save $3,600 a year in an IRA beginning when you are 24 and ending when you are 54 (30 years) or (2) wait until you are 42 to start saving and then save $9,000 per year for the next 12 years. Assume you will earn the historic stock market average of 14% per year. (Click the icon to view the future value annuity factor table.) the future value factor table.) (Click the icon to view the present value annuity factor table.) the present value factor table.) Read the requirements. (Click the icon to view (Click the icon to view Requirement 1. How much out-of-pocket cash will you invest under the two options? Calculate how much out-of-pocket cash you will invest under the two options. Option 1: