K Find the annual homeowners insurance premium on a masonry home located in zone 1 if the home is insured for $100,000. The owner chooses a $1000 deductible and has good credit. Click the icon to view the rate tables. OA. $270.00 Rate Tables OB. $2,700.00 OC. $27.00 OD. $320.00 Estimated Annual Homeowners Insurance Premium Rates per $100 of Face Value Deductible $1,000 $1,500 Frame Regular Masonry Zone 1 Zone 2 Zone 1 Zone 2 GOOD OCC BAD GOOD OCC BAD GOOD OCC BAD GOOD OCC BAD 0.29 0.38 0.75 0.34 0.46 0.92 0.27 0.36 0.71 0.32 0.43 0.86 0.27 0.36 0.71 0.32 0.44 0.87 0.25 0.34 0.67 0.30 0.41 0.81 GOOD good credit; OCC = occasional payments past 30 days; BAD = judgments, collection, bankruptcy Rates for Optional Coverage and Extended Coverage Endorsements Extended Endorsement Coverage Optional Coverage Identity theft/fraud protection $20/year $75/year Sewer/sump pump backup protection (for property located in a basement) Jewelry, watches, and furs Camera equipment Computer equipment Fine art and collectibles Firearms and accessories Portable tools $0.85/$100/year $1.35/$100/year $0.95/$100/year $1.10/$100/year $1.45/$100/year $3.25/$100/year -