Kailash provides their employees with life insurance coverage of twice annual salary and pays 100% of the cost of the coverage. the life insurance premium rate is $0..75 per $1000.00 of coverage per month this rate diese not include the 9% tax on the insurance premiums. these employees pay 100% of the cost of thier health and dental coverage judys premiums for family Heath coverage are $52.00 per month and his family dental premiums are $91.00 per month