Kangaroo B$$nk has the following assets in its portfolio:

$$10,000$ cash and $$20,000$ illiquid assets.

The liability consists of deposits of $$4,000$ each in $10$ demand deposit accounts.

A rumour about the solvency of the bank has caused all $10$ depositors to line up outside the bank to demand withdrawals. Assume that the illiquid assets of the bank can only be liquidated at a $75\%$ discount $($i$.$e$.$ at $25\%$ of the current value$)$ and there is no deposit insurance and minimum reserve requirement. Further, assume that borrowing is impossible for the bank.

Thinking about what will happen, which of the following statements is correct?

Select one:

a$.$ None of the $10$ depositors will get the deposit back.

b$.$ The equity holders in the bank will get their $$10,000$ capital back.

c$.$ The $10$ depositors will each get $$2,000$ back.

d$.$ The first $5$ depositors in the line will each get $$4,000$ back and the last $5$ depositors will get nothing back.

e$.$ The first $3$ depositors will each get $$4,000$ back, the third one will get $$3,000$ back and the rest of the depositors get nothing back.