Katie applies for life insurance and indicates she is a non-smoker. Her policy is issued with non-smoker rates. However, Katie is actually a casual smoker. What incontestability periods does the insurance company have available to contest Katie's claims? Question 10 options: A) Incontestability period of 30 days. B) Incontestability period of one year. C) Incontestability period of two years. D) Incontestability period does not apply