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Katy, a 54-year-old widow, lost her husband in 2020. He was an active participant in the FERS, and his FERS contributions totaled 24000 at the

Katy, a 54-year-old widow, lost her husband in 2020. He was an active participant in the FERS, and his FERS contributions totaled 24000 at the time of his death.

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