Kazana Medical Supplies estimates that its office employees will earn $197,000 next year and its factory employees will earn $952,000. The firm pays the following rates for workers compensation insurance: $0.80 per $100 of wages for the office employees and $8.20 per $100 of wages for the factory employees. Determine the estimated premium for each group of employees and the total estimated premium for next year. (Round "Rate" answers to 3 decimal places. i.e., 12.3% should be entered as 0.123.)