KB MI Co AB HI losses its clients will suffer if a severe storm or earthquake ours. This method of 12)Insurance Brokerage Company uses a computer and method w estimating losses is called A) capital budgeting B) securitization of risk C) risk mapping D) catastrophe modeling 13)A computerized data base that permits risk managers to store and analyse i management data is called a A) risk management information system. B) risk management Intranet. C) risk management web site. D) capital budgeting Chs 14)Which of the following statements about mutual insurers is true? A) They are legally organized as partnerships. B) They have a board of directors which is selected by state Insurance departments. C) They are owned by their stockholders. D) They may pay dividends to their policyholders. 15) Which of the following statements about Lloyd's of London is true? A) Coverage is actually written by syndicates who belong to Lloyd's of London. B) New individual members or Names who belong to the various syndicates hav unlimited legal liability. C) It operates as an admitted insurer throughout the United States. D) It allows underwriters to write coverage without meeting stringent financi requirements 16) Advantages of the direct response system for marketing life insurance i which of the following? 1-Advertising can be specifically directed to selected markets. II-Complex products can be easily sold. A) I only B) II only C) both I and II D) neither I nor