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Kelly and Tim Johnson plan to refinance their mortgage to obtain a lower interest rate. They will reduce their mortgage payments by $148 a

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Kelly and Tim Johnson plan to refinance their mortgage to obtain a lower interest rate. They will reduce their mortgage payments by $148 a month. Their closing costs for refinancing will be $7.992. How long will it take them to cover the cost of refinancing? (Round up your answer to the next whole number.) Time period months

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