Kelly Robins is considering purchasing a used automobile. The price including the title and taxes is $$15,455.$ Kelly is able to make a $$2,455$ down payment. The balance of $$13,000$ will be borrowed from her credit union at an interest rate of $9\mathrm{.}45\%$ compounded daily. The loan should be paid in $36$ equal monthly payments. Compute the monthly payment. What is the total amount of interest Kelly has to pay over the life of the loan?

Please do it in excel