Ken and Christine Rodinski, who report an AGI of $$200,000,$ have an $18-$year$-$old daughter who will begin college this year. The Rodinskis want to know which of the following combinations of techniques will be most tax$-$efficient for them to take care of college tuition and fees?

Group of answer choices

Coverdell ESA withdrawal, PLUS loan, and Sec. $529$ distribution.

Lifetime Learning credit, Coverdell ESA withdrawal, and Subsidized Stafford loan.

PLUS loan, American Opportunity Tax Credit, and Sec. $529$ distribution.

UTMA withdrawal, Supplemental Educational Opportunity Grant, and Lifetime Learning credit.