Kenny deposits $100 a month into a bank account paying 8% annual interest rate, compounded quarterly. Find the amount he will have in his bank account at the end of the year. Wendy will deposit $700 in Year 1, $800 in Year 2, $900 in Year 3 and $1,000 in Year 4 into a bank account paying 3% interest rate. How much money will she have at the end of 4 years