Kertu buys a BMW from Danric BMW in Windhoek in terms of an instalment sale agreement. After paying six instalments Kertu phones Danric BMW one afternoon to inform them that she will not be able to pay further instalments because she acquired a flat at Ocean View in Swakopmund and that she will commit to paying instalments for the flat only.

Instruction: Identify and discuss the type of breach of contract that Kertu committed in this instance. (5 marks)