Kevin Morales invests $20.905.81 now for a series of $3.700 annual returns beginning one year from now. Kevin will earn a return of 12% on the initial investment. Click here to view the factor table. (For calculation purposes, use 5 decimal places as displayed in the factor table provided.) How many annual payments of $3,700 will Kevin receive? (Hint: Use Table 4.) (Round answer to O decimal places, eg.25.) Number of annual payments 1