kevin owes $3500 on his vespa which is currently valued at $2900 his lawyer tells him that during his chapter 7 bankruptcy he will have to abandon his vespa to the creditor who will take it as collateral on the debt owed kevin is very stressed without his vespa he has no other way to get to work and he falls even more behind on his payments he asked his lawyers if there's anything that they can do? what does the lawyer advice