Kevin, you make a good point about setting up a Canadian headquarters. In that case Tong's business would be a separate entity depending on how she incorporated it. I'm not sure what the tax implications would be, but perhaps that is something that would be covered by an Enterprise Risk Management consultant (Commercial insurance Managing Risk in Your Business 2010). If Tong failed to adapt specific coverage both for liability and potential perils, she could be responsible for the business failing before it even got launched. The main purpose of the Enterprise Risk Management is to determine potential risk and recommend a course of action that would mitigate or eliminate that risk. By engaging in this process tong would ensure the best chance of success without interference from either government bureaucrats or frivolous lawsuits. Can you think of any other risks she might want to mitigate as she launches her new business venture?

References

COMMERCIAL INSURANCE: MANAGING RISK IN YOUR BUSINESS.(2010, Sep 27). Canadian Business, 83, 34-35,38,40. Retrieved from https://www.proquest.com/magazines/commercial-insurance-managing-risk-your-business/docview/752061696/se-2