Keys Corporation's 5-year bonds yield 6.05% and 5-year T-bonds yield 5.20%. The real risk-free rate is r* = 2.90%, the inflation premium for 5-year bonds is IP = 1.90%, the liquidity premium for Keys' bonds is LP = 0.50% versus zero for T-bonds, and the maturity risk premium for all bonds is found with the formula MRP = (t - 1) 0.1%, where t = number of years to maturity. What is the default risk premium (DRP) on Keys' bonds?