Khalil (the lessor) and Hamed (the lessee) entered in a finance lease agreement. The annual lease payment is OMR 5,000 each year to be paid at the end of the year. The interest rate is 10%. Present value factor at 10% on Period 1 is 0.909. What is the present value of the lease payment at the end of the first year? O a OMR 4,500 O b. OMR 500 O c. c. OMR 4,545 O d. OMR 5,000