Kim has put up an advertisement in the local dailies seeking a consultant in investment. The following is the summary of the said advertisement

Name	Jacob
Age	84 years
Occupation	Retiree
Spouse	He has one wife who relocated to United states in 2015.So far, the is no communication on her intentions to come back
Children	He has two daughters who are married with children
Amount of cash available for investment	Kes. 30,000,000

Required;

Assuming that Kim doesnt have any other source of income, advise him to make a prudent investment decision that will accommodate his current circumstances