Kim is diligent and, starting on her $18$th birthday, she saves $$1050$ and continues her annual savings $($on her birthdays$)$ until her $25$th birthday. After the deposit on her $25$th birthday she stops her annual deposits but leaves her accumulated savings in the bank. Kylie doesn't start saving until she is $26,$ at which time she starts saving $$1050$ a year. She saves annually up to $($and including$)$ her $65$th birthday. How much more or less does Kim have compared to Kylie at age $65($FV Kim minus FV Kylie $)?$ Assume an interest rate of $11\%$ for both women. Round your answer to the nearest whole number $($no decimals$).$ If Kim has less than Kylie, be sure to enter the negative sign. The answer is $198500$ but please explain and show steps as to why.