Kim is trying to decide whether or not she can afford a loan in order to go to chiropractor school.

Kim is trying to decide whether she can afford a loan she needs in order to go to chiropractic school. Right now Kim is living at home and works in a shoe store, earning a gross income of $1,600 per month. Her employer deducts $158 for taxes from her monthly pay. Kim also pays $125 on several credit card debts each month. The loan she needs for chiropractic school will cost an additional $175 per month. Help Kim make her decision by calculating her debt payments-to-income ratio with and without the college loan. (Remember the 20 percent rule.) (Enter your answers as a percent rounded to 2 decimal places.) Carl's house payment is $1,050 per month and his car payment is $416 per month. If Carl's take-home pay is $3,550 per month, what percentage does Carl spend on his home and car? (Enter your answer as a percent rounded to 2 decimal places.)