Kim is trying to decide whether she can afford a loan she needs in order to go to chiropractic school Right now Kim is living at home and works in a shoe store earning a gross income of 1 200 per month Her employer deducts 200 for taxes from her monthly pay Kim also pays 140 on several credit card debts each month The loan she needs for chiropractic school will cost an additional 132 per month Help Kim make her decision by calculating her debt payments to income ratio with and without the college loan Remember the 20 percent rule Enter your answers as a percent rounded to 2 decimal places Ratio with college loan Ratio without college loan Debt Payments to Income Ratio