Kim Lee is trying to decide whether she can afford a loan she needs in order to go to chiropractic school. Right now Kim is living at home and works in a shoe store, earning a gross income of $1610 per month. Her employer deducts a total of $180 for taxes from her monthly pay. Kim also pays $80 on credit card debt each month. The loan she needs for chiropractic school will cost an additional $120 per month.

Calculate her debt payments-to-income ratio with college loan. Don't forget to convert your answer to a percentage.

Make sure to include zeros and the period in your answer.

Round your answer to 2 decimal places. i.e. 20.12, 31.89, 10.02, 8.09, etc.

Do not include the "%" sign in your answer.