king saud uni , insurance 240

- Liability coverages : $ 100,000/$300,000/$50,000 - Medical payments coverage: $5000 each person - Uninsured motorists coverage: $25000 each person - Collision loss : $25 deductible - Other-than-collision loss: $1000 deductible With respect to each of the following situations, indicate whether the loss is covered and the amount payable, if any, under the policy. Assume that each situation is a separate event

j- Fred works for a construction company. While driving a large cement truck, he negligently injures another motorist. The injured motorist sues Fred for $25000

k- Freds son drives a family car on a date. He gets drunk, and his girlfriend drives him home. The girlfriend negligently injures another motorist, who has bodily injuries in the amount of $20,000

l- Freds car was damaged when another car in the adjacent lane skidded and collided into it. Fred sustained serious injuries and his car was extensively damaged. Freds medical bill amounted to $40,000 and the cars repair cost was $60,000. The other cars liability coverage was $25,000/100,000/50,000