Kingsley Toyota borrowed $115,000 from a local bank. The loan requires Kingsley to pay 15 equal annual installments beginning one year from today. Assume an interest rate of 9%. What is the amount of each annual installment payment? (EV of $1. PV of $1. EVA of $1. PVA of S1, EVAD of S1 and PVAD of S1) (Use appropriate factor(s) from the tables provided.) (Round your final answers to nearest whole dollar amount.)